Aylmer Hull Gatineau (Ottawa region valley / Outaouais)

How Much You Can Afford


Enjoy the use of this dynamic mortgage calculator and freely receive your detailled analysis. This calculator exists to assist you in gaging approximately the mortgage amount, however, only your banker can give exact and final figures.

Remember to always check with a mortgage specialist for a conclusive amount based on the specific property of your choice.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Copyright © Michael Lederman Real Estate Broker, MBA | Progres Courtier Inc. Aylmer

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Courtier Immobilier| Real Estate Broker
Expert Immobilier PM Inc.
AYLMER GATINEAU: 97 rue Principal Gatineau QC J9H 3L9
MONTREAL: 4280, rue Beaubien est, Montréal, (QC), H1T 1S6
Telehone   (by appointement only / Sur rendez-vous seulement )

DIRECT: 819-661-1391  OFFICE: 1 855 494-7575| FAX: (613) 887-2082
Contacte Michael | Contact Michael

 

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